We're Making Car Ownership
Predictable.
Owning a car shouldn't come with financial shocks.
We built O3 to change that.
To Remove Financial
Uncertainty From Car Ownership
Cars are essential. But the way we pay for them—and maintain them—is broken.
Repairs come without warning, costs are inconsistent, and most drivers are forced to react instead of plan. We exist to fix that.
We Turn Car Repairs
Into a System
O3 is not a mechanic. And it's not insurance.
unexpected
repair bills
and stay
covered
How O3 Works
You Choose a Plan
Based on your car and level of coverage.
You Subscribe
Weekly, monthly or yearly payments.
We Manage Maintenance
Through a network of approved service providers.
You Stay Covered
For both routine servicing and major repairs.
What Makes Us Different
Four principles that define how we work
Predictability First
We don't just fix cars—we fix how you pay for them.
Structured Maintenance
Your car is maintained proactively, not reactively.
Real Coverage
From everyday wear to major systems—depending on your plan.
Built for Everyday Drivers
Not fleets. Not corporations. Real people with real cars.
What We're
Not
We are not insurance
We don't handle accidents, theft, or external damage.
We are not a marketplace
We don't connect you to random mechanics.
We are not pay-as-you-go repairs
We're a structured system, not reactive servicing.
Control over chaos.
Predictable costs—always.
O3 isn’t just about fixing cars. It’s about giving you control over what it costs to own one.