Vehicles protected by a safety layer

Turn Car
Repairs Into a
Fixed Monthly Cost

Car repairs don't come with warnings. This makes sure the cost never surprises you.

Takes less than 5 minutes to get started

Calculate Protection

Customize your safety layer based on your vehicle.

Subscription-based Cancel anytime No hidden fees
Brands we support
Audi
BMW
Chevrolet
Ford
Honda
Hyundai
Jeep
Kia
Land Rover
Lexus
Mazda
Mercedes
Mitsubishi
Nissan
Peugeot
Toyota
Volkswagen
Volvo
The Core Problem

The Real Cost of Owning a Car Isn't Fuel. It's Failure.

Most people don't plan for breakdowns. When it happens, you don't get options—you just pay the emergency premium.

Engine failure

Sudden repairs hit hard—often without warning and at the worst time.

Typical repair
₦500k - ₦2M
Gearbox issues

One failure can turn into weeks of downtime and surprise bills.

Typical repair
₦300k - ₦1.5M
Suspension collapse

Small symptoms become expensive problems when you delay fixes.

Typical repair
₦200k - ₦800k
The Solution

O3 Turns Car Problems Into Fixed Costs

Instead of reacting to breakdowns, operate on a system designed to prevent them.

01
Predictable Monthly Cost
Outcome

No more financial shocks. You know exactly what you'll pay every month.

02
Structured Maintenance
System

Regular servicing keeps your car running smoothly and retains its value.

03
Covered Major Repairs
Protection

When big things break, you're already fully covered.

Choose Your Level of Protection

Two simple plans designed to keep you on the road. Full transparency, zero hidden fees.

Same total cost—pay monthly
Ride-Well
Keep your car running
Starting from
₦60,000/month

Covered for common issues:

  • Brakes system coverage
  • Suspension & alignment
  • Scheduled servicing
  • Wear-and-tear parts replacement
Recommended
Sleep-Well
Complete peace of mind
Starting from
₦80,000/month

Everything in Ride-Well plus:

  • Full engine protection
  • Gearbox & transmission
  • Major electrical systems
  • Comprehensive bumper-to-bumper

"The difference isn't just convenience. It's total financial exposure."

This Is More Than Coverage.
It's Operating Confidence.

24/7
Operational Support

Service coordination and updates when your vehicle needs attention.

5 min
Fast Onboarding

Get pricing, pick a plan, and activate your protection in minutes.

98%
Member Satisfaction

Drivers stay because the system is clear, practical, and reliable.

Coverage Clarity

Clear Scope.
No Hidden Surprises.

You should know exactly what your plan handles before anything goes wrong. O3 keeps the rules plain so expectations are aligned from day one.

Included
What's Covered
  • Standard wear and tear on eligible components
  • Scheduled preventive maintenance
  • Unexpected mechanical failures under plan scope
  • Approved parts and qualified labor for covered jobs
Excluded
What's Not Covered
  • Collision or accident-related damage
  • Flood, fire, or other natural-disaster losses
  • Deliberate misuse, neglect, or abuse
  • Cosmetic customization and non-essential upgrades
FAQ

Frequently asked
questions

Ready to get covered?

Know Your Cost Before Your Car Fails

Get instant pricing in seconds. No hidden fees. Cancel anytime.

Takes less than 5 minutes View plans